Disclaimer for Financial Recommendations

Important Notice

This site does not offer direct investment advice or product endorsements.

Use the information here as a guide—results may vary and are not assured.

Information on this platform is for general informational purposes. It should not be relied on as a substitute for independent advice from a qualified Australian financial professional. Past outcomes are not indications of future results. Using this content is at your own discretion.

General Notice

Content is provided in good faith and based on available sources. We do not accept liability for errors, accuracy, completeness, or loss resulting from reliance on site materials. Recommendations are not tailored, nor are they an invitation to act without professional consultation. Users should seek licensed advice before making decisions.

Limitations of Liability

We set clear boundaries for site liability:

No responsibility is accepted for losses from actions based on site advice.
The site is not liable for accuracy or errors in published materials.
There is no guarantee of results, earnings, or financial performance.
Site access and use are entirely at each user's discretion and risk.

Accuracy of Information

While we aim for up-to-date and accurate content, there may be inadvertent errors or outdated information. We make no claims of completeness or error-free operation, and changes may occur without notice.

Check all facts with a licensed professional.

No Substitute for Professional Advice

Consult an Australian-licensed financial professional to confirm suitability, legality, and applicability of information relevant to your circumstances.

External Links

Links to external resources are provided for general information. We do not control external sites and accept no liability for their content, accuracy, or any outcomes from their use.

Results and Outcomes Disclaimer

Results may differ substantially according to individual circumstances. No guarantees are made—past performance is not indicative of future returns.

Variation in Individual Results

Your experience will depend on numerous variables, including law changes, personal goals, and financial circumstances.

Specific Financial Content Disclaimer

We do not market, offer, or sell particular financial products. All content is an analytical overview only, not a personalised plan or advice.

No specific product recommendations or sales occur here.
All consultations are analytical or general in nature.
You must seek confirmation from a qualified source before acting.

Jurisdiction and Compliance

Australian law and regulatory guidance apply to our operations.

Users outside Australia are responsible for ensuring their legal compliance.

All use is subject to local and national law.

Check regulations in your area before implementation.

Indemnification

You agree to indemnify site operators against claims related to your use, misuse, or misinterpretation of any content provided.

Severability

If any provision of this disclaimer fails, remaining sections continue to apply.

Modifications

Site owners may make changes or updates at any time. Refer to the update date for current terms.

Contact

Direct all disclaimer questions to our support team using email or phone details below.

Contact Email: content@elitharnova.com

Phone: +61-8-0022-6027

Address: 175B Stephen Street, Suite 201, Yarraville, VIC 3013 Australia

Effective Date: October 4, 2025

Last Updated: October 4, 2025