elitharnova - Unbiased analytical reviews and consultations

Acceptance of Terms

By accessing and using our site, you accept these Terms, all notices, and any future amendments. Continued use after changes means you agree to the updated provisions stated below.

Definitions

The definitions below clarify specific terminology used in these Terms:

‘Service’ means providing news, analytical reviews, general financial information, and consultations, excluding direct advice, offers, or sales of products.

‘User’ refers to any visitor, reader, or client who accesses materials, downloads, or makes contact via our website.

‘Content’ refers to written, graphic, or audio materials published or provided, whether original or licensed.

‘Consultation’ means any information exchange for clarification or discussion, not a structured lesson or formal advisory arrangement.

Use of the Service

You may access site material strictly for personal, non-commercial purposes. No part of the service should be used to make buying or investment decisions without licensed professional advice.

Eligibility

This site is intended for use only by individuals over 18 and those legally able to enter service agreements under Australian law.

18+ only. Proof may be required.

User Responsibilities

Users must agree to act lawfully, maintain accuracy, and safeguard both their account and any received information:

Provide truthful, up-to-date details on all forms and communication.

Act respectfully, refraining from unauthorised or unlawful activity.

Understand content is informational and not direct financial advice.

Maintain confidentiality of all correspondence and proprietary insights.

Prohibited Uses

This website prohibits the following behaviors:

Using site information for misleading, unlawful, or marketing purposes

Attempting to gain unauthorised access to site resources or user data

Redistributing, copying, or reselling any part of our content

Misrepresenting affiliation or impersonating team members

Submitting false, fraudulent, or harmful information through inquiry forms

Intellectual Property Rights

All content, design, and brand elements are protected by copyright and other intellectual property laws. You may not copy, distribute, alter, or use branding materials without written permission.

User Content

If you submit comments, queries, or information, you grant us a non-exclusive right to use and reproduce it in line with privacy and data requirements.

Your User Content Rights

You retain rights to your feedback but allow us to use it for service improvements and communication (with confidentiality maintained).

Privacy Principles and Practices

Your privacy is handled according to our Privacy Policy. We use your information for service communication and don’t disclose it except as explained in our policy. Review our Privacy Policy for full details.

View Privacy Policy

Disclaimer for Information Use

All information is for general knowledge, not a substitute for professional advice. We do not offer, market, or sell specific financial products through this site.

Important Notice

Results may vary. Past performance doesn’t guarantee future results or outcomes. Consult a licensed Australian professional before acting on this information.

Limitation of Liability

We are not liable for loss, damage, or actions taken based on information provided here. You access and use this site at your own risk and discretion.

Indemnification

You agree to indemnify and hold harmless our team and affiliates for claims or damages arising from your misuse of the website, breach of Terms, or unlawful actions.

Dispute Resolution Procedures

We encourage amicable resolution of all disputes. Otherwise, the steps below apply.

Arbitration

Any unresolved dispute will be settled through binding arbitration under Australian regulations, unless otherwise required by law.

Arbitration does not limit your statutory rights.

Online Dispute Resolution Option

Where available, online dispute platforms can help users resolve complaints relating to site use or information services.

Learn about dispute resolution

Severability

If any section is ruled invalid, all other provisions remain in effect as written.

Entire Agreement

These Terms constitute the complete agreement between you and us, superseding previous understandings regarding site use.

Applicable Law and Jurisdiction

These Terms and use of our website are governed exclusively by Australian law.

Termination

We may, at our discretion, suspend or terminate your access to the site without prior notice if these Terms are breached.

Modifications

We reserve the right to change or update these Terms as needed. Users are encouraged to review this page regularly for changes.

Contact for Legal Queries

Direct all questions about these Terms to our legal team via email, phone, or the online form.

Contact Email: content@elitharnova.com

Phone: +61-8-0022-6027

Address: 175B Stephen Street, Suite 201, Yarraville, VIC 3013 Australia

Terms and Conditions for Financial Information Services